Porch Group, Inc.

Page Company Overview 5 Core Differentiation 6 Industry Trends 7 Strategic Growth Pillars 7 Government Regulation 8 Human Capital Management 10 Available Information 11 Company Overview Introduction to Porch Porch Group, Inc., together with its consolidated subsidiaries, ( Porch, the Company, we, our, us ) is a new kind of homeowners insurance company one designed to stand out in a massive and growing market of more than $100 billion. Our strategy is built on three differentiators that set us apart. 1. Advantaged Underwriting Through Proprietary Data Leveraging unique property insights, we can assess risk with greater precision, enabling competitive pricing for low-risk customers and avoiding high-risk customers, while delivering superior underwriting performance. 2. Best Services for Homebuyers We are committed to being the go-to partner during one of life’s most significant transitions buying a home by offering services that simplify moving and home setup. 3. More Protection We combine homeowners insurance with home warranty, filling coverage gaps and reducing unexpected costs for consumers. In January 2025, we completed the formation of Porch Reciprocal Exchange (the Reciprocal ) and, as part of this process, sold our legacy homeowners insurance carrier, Homeowners of America ( HOA ), to the Reciprocal. Following the sale, HOA became a wholly owned subsidiary of the Reciprocal.