Presurance Holdings, Inc.

B USINESS Legal Organization On September 30, 2025, Conifer Holdings, Inc. changed its name to Presurance Holdings, Inc. On August 21, 2025, Conifer Insurance Company changed its name to Triassic Insurance Company. Presurance Holdings, Inc. (Nasdaq: PRHI) is a Michigan domiciled insurance holding company formed in 2009. Our principal executive offices are located at 3001 West Big Beaver Road, Suite 319, Troy, MI 48084: telephone number: (248) 509-9202. Our corporate website address is www.prehld.com. As used in this Form 10-K, references to Presurance, Presurance Holdings, the Company, our Company, we, us, and our refer to Presurance Holdings, Inc., a Michigan corporation, and its wholly owned subsidiaries Triassic Insurance Company ( TIC ), White Pine Insurance Company ("WPIC"), Red Cedar Insurance Company ( RCIC ), VSRM, Inc. ("VSRM") and Conifer Insurance Services ("CIS"), until August 30, 2024. TIC, WPIC and RCIC are collectively referred to as the "Insurance Company Subsidiaries." On a stand-alone basis Presurance Holdings, Inc. is referred to as the "Parent Company." VSRM owned a 50% non-controlling interest in Sycamore Specialty Underwriters, LLC ("SSU" or "Affiliate") until August 30, 2024, when VSRM sold its interest in SSU. Recent Developments Rights Offering On February 27, 2026, the Company issued $14.0 million of common stock through a backstopped rights offering for 14,000,000 shares of common stock priced at $1.00 per share.