XP Inc.

Corporate Information Our legal and commercial name is XP Inc., a financial holding company incorporated under the laws of the Cayman Islands as an exempted company with indefinite duration and limited liability on August 29, 2019, that through our affiliates, provides financial solutions by universalizing access to top-quality financial services through a strategy that explores the synergy between retail investment, retail cross-sell, and wholesale banking. Our registered office is c/o Maples Corporate Services Limited, P.O. Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands and our principal office is located at 20, Genesis Close, Grand Cayman, George Town, Cayman Islands, KY-1-1208, and our telephone number at this address is +55 11 3075 0429. We have appointed XP Investments US, LLC, with offices at 55 West 46th Street, 30th Floor, New York, NY 10036, as our agent for service of process with respect to any action brought against us in the United States under the federal securities laws of the United States or of any state in the United States. Investors should contact us for any inquiries through the address and telephone number of our principal executive office. Our principal website is www.xpinc.com. The information contained in, or accessible through, our website is not incorporated into this annual report. In addition, the SEC maintains a website at https://www.sec.gov, from which you can electronically access this annual report, and other information regarding issuers that file electronically with the SEC.